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Credit Card Holders in Trouble - Who or What is to Blame? - James Exum

... and adding fees in an effort to bring back their profits. In some cases, they're dropping credit card limits to less than a consumer's outstanding balance, triggering over-limit fees as well. This is a practice called "chasing down the balance" - but when they chase it to less than your...


Are You Ready To Retire? – Consider Your Options - Lorabella

... an idle concern. In fact it is vital for every worker to take a careful look at his or her financial situation in order to determine the best time to retire. While there are no guarantees in life, there are some practical ways for retirees and would be retirees to determine if they can truly...


Homeowners Looking for Loan Modification Help - Walter Sigmore

... of the millions of homeowners needing a little assistance with your loan modification you should right away contact a specialist in this field as they’ll have all the resources and information to assist you in answering all the questions you might have. There are many different questions...


What is VDP (Variable Data Printing) and how it can help your business? - Mark Etinger

... our daily communication habits, the good old mailbox did not loose its glory. The mailman visits our homes six days a week and we have fun checking our mail on a daily basis. Our email box has an automatic spam filter. It sorts our mail, deciding which emails are legitimate and which ones are...


How To Kick Butt In 14 Days Using Alternative Job Searching! - Paul Bowley

... Becoming a job entrepreneur is an exciting innovative "alternative" job searching method and a powerful personal development technique. There are many aspects to conducting your alternative job searching methods like a becoming a job entrepreneur. But first, it means abandoning any kind of...


Taking Success to a Whole New Level - Ian Bady

... this business and earn you good income? This article will give you the things that you need to be equipped with the skills and mindset to be successful. It will also help you make the right decisions to avoid critical that may result to your business' failure. I will also touch base on how...


An Approach To People Management Especially For The Small Business Manager - Leon Noone

... the Business. The small business manager or owner is the business to employees. They interpret the behaviour and performance of the CEO as that of the business itself. For example, if the small business CEO is erratic, so is the business. If he or she is conservative, so is the business in the...


Banks & Buyers – What They Want From You! - Michiel Van Kets

... discussion or negotiation of purchase. Potential buyers will require information on your business history such your current existing customer base and the history showing the increase in your customers and therefore the increase in your business. They should request details of your current...


Cross tabulation in survey analysis - Arvind Bhate

... and percentage of the total. Cross tabulation on the other hand involves two or more variables. Let us illustrate this with the help of an example. In one of the survey research studies, we have asked two questions – gender of the respondent and his / her habit of tooth brushing. Some...


Employees Give You What You Ask For: How To Phrase Questions To Gain Information - Leon Noone

... that can be answered by a "yes" or "no". Apart from confirmation, "yes" and "no" provide you with no information. They also enable your employee to avoid providing what may be very valuable information. There's another advantage to avoiding questions that can be answered with a "yes" or...


Customer Service Success Begins At Home - Larry Crowson

... is a concept that we see all too frequently among Internet marketing companies both large and small. The concept that creating a "winning" marketing campaign is all-important is a trap that is easy to set, but hard from which to escape. I am not saying that marketing is not important. To the...


Obtaining Business Financing during an Economic Crisis - Frank Joseph

... are in the same position you are, as far as cash flow is concerned which directly affects the ability for any company to obtain financing. So how do we proceed? Mind Set The first thing is for you to get into a different “Mind Set” by this I mean that you have to understand that...


How to Aid Your Foreclosure Procedure With Obama’s Foreclosure Plan - Jill Borash

... foreclosure is happening on a place that you and your family are living in, this plan could help you. If you are attempting to make your payments but have fallen on hard times, this may be exactly the answer for your position. The really great news: this project will help up to 9 million home...


Is it a good time to buy a business? - Richard K Parker

... opportunity and that a great many individuals have become extraordinarily successful in periods of seemingly critical economic news. While you should always expect to work very long hours and make all sorts of personal sacrifices when you own a business, you also must have a surplus of...


How to Stay Mentally Positive In Your Joint Venture - Christian Fea

... can have devastating effects on a joint venture and your relationship with your JV partner. Where does negativity stem from? There are many rocks that can be thrown at our psych that triggers negativity. Here are a few: * News - Every day there is another story about the economy, and...


Loan Modifications Vs Mortgage Refinancing - Which Offers a True Advantage? - Walter Sigmore

... into as there is lengthy application processes involved with both. With loan modifications you won't find yourself having to pay any cost for doing it or have to go through an appraisal of your home, but with home refinancing you could find yourself having to pay closing costs and could...


IRAs and Qualified Plans Offer Limited Asset Protection - Shane Flait

... protection. But federal and state laws together determine when and how much protection those assets actually have - and from whom. That's what this article addresses. Qualified plans protected: The Bankruptcy Abuse Protection and Consumer Protection Act of 2005 (BABCPA) established the...


Is a Franchise Business the Right Choice For You? - Naz Daud

... confusing the idea of buying a franchise with starting up your own business. With so many franchises available today, this has opened the field up even more and made it even more perplexing! The first thing to make sure you're aware of is what exactly a franchise is and how it will affect you,...


Are the SEC, FTD, EDD and IRS Giving Small Business Too Much Homework? - Karen Dennison

... plight but, had to make sure that you were learning their subject as well. The results were that you were inundated with homework. The same can be said of the regulating agencies. There are the issues involving understanding the rules and regulations being handed down, but let’s leave that...


Cash Loans: A Second Chance For Bad Debtors - Brendan Heins

... Where do you look for money? While many people turn to friends, still, a few more do not make this option as their primary choice. Maybe it is because they give such a personal relationship with so much regard. Thus, many people turn to lending agencies and get cash loans. Sometimes, however,...


America Home Owners Insurance - You Can Save Around Twenty Percent With A Home Security Setup - Dermot OCondell

... is one of them. Supervising the safety of family members, specially little children plus elderly members, the safety of cats and dogs and the security of private property give house holders serious reasons to install home security camera systems. Security Systems for the supervising of cats...


Help Finding Workers Comp Health Insurance - Walter Sigmore

... working leaving them to find a new way to support themselves and their families. With a workers health insurance employees will find themselves covered in several areas including medical, accidents, and dental. Not all of these options may be available in every insurance plan, but if...


How to Earn Money From Affiliate Programs Quickly - Richard A. Martin

... true? Do people actually make money online consistently from affiliate marketing? Yes, they do...and so can you... Affiliate marketing is estimated to be a $6Billion industry now & for people who've been at it for a while, the game gets pretty easy. Once you've got a good strategy, it's...


Workers Compensation Insurance Rating Bureau - Can it Affect You? - Walter Sigmore

... is more likely to have more income coming in each year their rating within the bureau will be increased compared to other businesses. The ratings will vary with each individual company and is calculated by doing an analyze of a three year time-frame of your business that doesn't include...


Workers Compensation Insurance Fund - Weighing Your Options - Walter Sigmore

... to work as their claim was denied and the business they worked for doesn't have the funds to help you out. Now as injuries seem to be occurring more and more within the workplace many business owners are putting away a little extra funding just in case an injury does occur at work and...

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