Free Articles  >>  Business And Finance >>  Page 225  >> 

Leaving 45 000 On the Table

Leaving $45,000 On the Table?

Check out this stat!!! This is insane and it applies to your money!

• From 1991-2010, the average stock fund averaged 9.90% per year • But the average investor in the average stock fund only made 3.80%!!! (source Davis Advisors)

So wait just a minute here. You must be thinking, how did the average investor only make 3.80% when the fund they bought made 9.90%? What's the catch?

Ever hear the expression buy low and sell high? That's just the opposite of what the average investor did!! They bought high and sold low. Jeez. Talk about timing!

The average investor chased performance and bought what did well in the past, thinking that whatever had done well in the past would continue to do well in the future. But when it didn't and their investments went down, they sold. I wish someone would have told them: If ya can't take the heat, get out of the kitchen.

$10,000 invested at 3.80% for 20 years = $21,083 $10,000 invested at 9.90% for 20 years = $66,062

There are your 45 Gs.I don't want you to leave $45,000 on the table.

You need to be patient (deep breaths.) You need to stay the course (more deep breaths.) Wait. Do you even have a course? Or are you willy nilly-ing it?

You need some sort of plan for how you are going to invest and what you are going to invest in. If you don't have this plan, when the heat comes and the media tells you the sky is falling, you will bail from your investments and cash out.

3.80% might not get you where you need to go. Who knows? Maybe 9.90% could. Just sayin.

Speaking of courses, I have been working on something for months. Something that could make it easier for you to learn, understand, and implement some of this investment stuff. Stay tuned down the road.

Important Disclosures: These blogs are provided for informational and educational purposes only, represents our views as of the date of the posting only, and may change without notice. Some of the information has been obtained from third parties and believed to be reliable, but is not guaranteed. We have not considered any investment objectives or financial situations of any investors and we are not responsible for consequences for any decisions made based on the information in the blogs. There is risk of loss from investing in securities, which varies depending on different types of investments. Forward looking statements are based on assumptions only and no reliance should be placed on such statements. We do not guarantee the accuracy or completeness of the information displayed.

About Author Justin Krane :

Justin Krane is a certified financial planner who has helped countless entrepreneurs create a bigger vision for their businesses by showing them how to identify and meet goals for increasing revenue. Go now to <a href="" target="_blank"></a> to get your free financial financial toolkit and you'll also receive a free audio CD on increasing your business revenue.

Article Source:
Article Url:

Article Added on Sunday, July 6, 2014
Other Articles by Justin Krane

Selling Your Business for Retirement Funding
Not Selling Your Business? You Are Leaving Money on the Table Many of you business owners don't realize that your business can be a great source for adding money to your retirement nest egg. Because of that, you don't take the necessary steps and plans for selling your business as you near retirement. Talk about leaving money on the table! Selling your business before you retire is like falling into a boatload of cash with a lot of perks. It would allow you to spend more money now and not...

Investors Grow Your Portfolio
Investors is your portfolio growing or withering? It's crazy. It's wild. And it's the real deal. And it's not my big hair. It's why some investors can't make even 5% on their money per year over a 20 year period to grow their portfolio. Dalbar, a market research firm that focuses on the financial services industry, has been studying the performance of investors over the past 20 years. They found that the average equity investor earned just 3.49% per year vs. 7.81% for the stock market...

Credit Unions Vs Banks
Credit unions have their perks. Monopoly. Loved it. Did you love being the banker? The one with the big wad of cash? Those were the good old days when it was cool to be the bank. Today, it ain't so cool to be the bank. Why? 1. All of the pens at the bank that you use to fill out the deposit slips are out of ink. Seems like the banks could care less. 2. The bankers have the worst ties and have spilled a bottle of cologne all over themselves. 3. There is only one teller available and all...

Can You Get Things Done at the Office
? Ever go to a restaurant with your significant other for a nice romantic meal but it doesn't quite turn out that way? You look at the menu, you're trying to find something to order, and then you hear this really loud voice from the table next to you? You start to eavesdrop and you are trying not to but the guy's voice at the other table is soooo loud. This guy is a total talker. He is going on and on about nothing, and he doesn't stop for the entire meal. So annoying! You can't even...

Mistakes Entrepreneurs Make With Retirement Planning
Here are four common mistakes entrepreneurs make when it comes to retirement planning. Start now and you can avoid and/or correct these pitfalls. Mistake #1: You plan on selling your business in the year you want to retire. Then you will take that money and live off it. But what happens if you sell your business for less than the amount you think you can get for it? You may have to work longer than you'd like or you may have to reduce your lifestyle in retirement. So much for your...

Do You Need to Hire an Employee
? Stop Burning the Candle at Both Ends. Hire an Employee. You are swamped. You are 2 days behind on your emails at work. You have a presentation in 3 days that you haven't even started. Client meetings that you haven't prepared for. Your nanny just called in sick and you are scrambling to find coverage. Things are falling through the cracks. You are fahreekin out! What's wrong with this picture? You're going to get burned and need to hire an employee, that's what. You probably have a...

Obama s 2013 Budget Plan and Your Portfolio
What Obama's 2013 Budget Could Mean for Your Portfolio Here is a summary of what Barack Obama is proposing for his fiscal 2013 budget: 1. Dividends received by high wage earners (singles over 200k and married couples over $250k) would be taxed at 39.6%, from 15%. 2. The top rate for capital gains would go from 15% to 20%. 3. The minimum tax rate for individuals with income of at least $1 million would be 30%. (This is what Buffett proposed.) 4. Obama wants the interest from...

Store Credit A Smart Choice for Business Owners
Does your business offer store credit? Last weekend I went shopping for a Mother's Day gift for my girlfriend with her 6 year old son. My intention was to get in and out in under 5 minutes. That didn't happen. It was about 10 minutes! I would have been out sooner except I had to find my girlfriend's son hiding under a table listening to Kanye West on my iPhone! So cute! As I was rushing out the door the saleslady asked me if I wanted a store credit. That stopped me in my tracks. Why? Who...

4 Year CD Goldman Sachs Style
New 4 Year CD Tied To DJ Industrial. Will Wall St. Ever Learn? Goldman Sachs is selling a 4 year CD that is linked to the Dow Jones Industrial Average. Another product designed by Wall St. to be sold rather than bought by investors. This 4 year CD is FDIC insured and they are guaranteeing you a 2% total return over 4 years. The upside is that you can also make a return that is tied to the Dow Jones Industrial Average. So you will get the same rate of return as to what the Dow does, subject...

Selling Your Business to a Buyer
How to Structure a Deal for Selling Your Business There are so many ways you can go about selling your business and it's another source of cash to fund your retirement. You can sell it outright to a buyer or you can merge with another firm. In either case, finding the right buyer is key. Why? Because if you sell your company to a buyer that doesn't share your values, your clients/customers will leave. And if you care about what happens to your clients after you're gone, then selling to a...

Publishers / Webmasters
Article ID: 475424
DELINK URL from Authors Bio
REMOVE Article
Tell A Friend
Leave A Comment!
Download this article in PDF
Report Article!
Search through all the articles:

228 Users Online!!
Related Articles:
Latest Articles:
Business And Finance >> Top 50 Articles on Business And Finance
Category - >
Advertising Advice Affiliate Programs Automobiles
Be Your Own Mentor Careers Communication Consumers
CopyWriting Crime Domain Names DoT com Entrepreneur Corner
Ebooks Ecommerce Education Email
Entertainment Environment Family Finance And Business
Food & Drink Gardening Health & Fitness Hobbies
Home Business Home Improvement Humour House Holds
Internet And Computers Kiddos and Teens Legal Matters Mail Order
Management Marketing Marriage MetaPhysical
Motivational MultiMedia Multi Level Marketing NewsLetters
Pets Psychology Religion Parenting
Politics Sales Science Search Engine Optimization
Site Promotion Sports Technology Travel
Web Development Web Hosting WeightLoss Women's Corner
Writing Miscellaneous Articles Real Estate Arts And Crafts

Disclaimer: The information presented and opinions expressed in the articles are those of the authors
and do not necessarily represent the views of and/or its owners.

Copyright AwareINDIA. All rights reserved || Privacy Policy || Terms Of Use || Author Guidelines || Free Articles
FAQs Link To Us || Submit An Article || Free Downloads|| Contact Us || Site Map  || Advertise with Us ||
Click here for Special webhosting packages for visitors of this website only!
Vastu Shastra

Economy Linux Hosting with cPanel Provided By AwareIndia

Company IDS