bharatbhasha.com
Free Articles  >>  Business And Finance >>  Page 928  >> 

How To Keep Your Head Cool And Do The Right Thing In An Auto Accident







Nobody likes buying insurance, but everybody's got to have it. Regardless of your driving record, social status, or standing in life, nobody can escape the fact that a certain percentage of people get into accidents every year, and there's not much we can do about it. Preparing for these things by pooling risk is the basic element of insurance. Hopefully, things like this will never happen to us, so we keep paying our monthly bill just in case. But in the unlikely event that you are in an accident, you'll need to keep your wits about you. It can make the difference between a smoothly filed claim where everybody agrees what happened, or a prolonged court battle where nobody really wins.

To start with, you should always keep a camera in your car. Don't depend on always having your cell phone. Keep a disposable camera in the glove box. If anything happens, take as many pictures as you can. This will pretty much put the lid on any ideas about making stuff up after the fact to collect some extra insurance money. When people see you snapping photos, they will forget those ideas. Be sure to take pictures of both cars, any skid marks, and any other evidence.

Always know where your insurance papers are. The glove box is a good place. That way, you'll always be able to get them when you need them.

As soon as you are sure you're OK, call the police. Don't admit guilt, don't say you've crashed. Describe what happened as neutrally as possible. If you admit guilt, even in the first 9-11 call, it could be later used against you. Admitting fault is something you never want to do.

Look around you and see who's watching. Ask if anybody has seen the accident. Make sure nobody is up to anything funny. Try and get people's names if possible.

Once the police have been called, and you are sure nobody is injured, call your insurance agent. Let them know what happened, and let them know the police are on their way.

Regardless of what happened, or who hit whom, stay calm. Getting angry or agitated isn't going to hurt anybody. Just take a few deep breaths, stand away from people if you need to, and wait for the police to arrive.

When you stay calm, and follow the guidelines in this article, you'll have a much better chance of everything going smoothly. Take plenty of pictures, get as many names as possible, and simply take care of business.


About Author Winston Takeda :

Having the proper car insurance is essential whenever you drive. Otherwise you may find yourself in terrible financial trouble. Find out more when you visit <a href="http://www.colescarinsurance.net" target="_blank">http://www.colescarinsurance.net</a> today.


Article Source: https://www.bharatbhasha.com
Article Url: https://www.bharatbhasha.com/finance-and-business.php/413052


Article Added on Wednesday, May 1, 2013
LD
Other Articles by Winston Takeda

These Items Are Essential When Filling Out An Auto Insurance Claim
Most people buy car insurance without much thought. They pay their bill, put that card in their wallet, and figure it's done. They pay the bills when they come every month, but other than that, they forget about it. Of course, the very existence of auto insurance means that every single day, plenty of people are getting into accidents. That's when you've got to understand your policy, and also understand how to file a claim. If you don't follow the correct procedures when filing a claim, you...

Simple Tips To Get The Most Out Of Your Auto Insurance
Buying auto insurance is certainly one of the least enjoyable things that people do these days. When think of all the things you could buy, it's downright depressing. Also, it seems crazy that people get desperate when they don't have any insurance, but as soon as they get it, they do everything in their power so they don't have to use it. Of course, when you think of the potential devastation that could happen if you get into an accident without having any insurance, it starts to make sense....

How To Drastically Lower Your Car Insurance Premiums
If you've got car insurance, like most of us, you know what an absolute drag it is. Most people are kind of aware of the importance, if not the legal requirements to buy insurance, but few people take the time to really give it much thought. If you were to get into an accident, and didn't have any insurance, you would be in serious trouble. The person who you crashed into you would probably sue you. If you didn't have piles of cash in your bank account, then they would likely put a lien on...

How To Get The Cheapest Auto Insurance Possible
If you turn on the TV these days, it won't be long before you are hit with a bevy of car insurance ads. They all have their own particular angle, with their own ad campaign. Buying insurance certainly isn't any fun. Nobody wants to have it, but without it, you are going to be in big trouble if you get pulled over by the police, or if you get into an accident. Causing an accident without having insurance will likely ruin your life for the next few years. You'll have to surrender half of your...

Your Step By Step Guide To Easy Auto Insurance Shopping
If you're like most people, you hate insurance and dealing with agents. Since they work from commission, they are really keen on getting you to buy a policy. Also, insurance is expensive, and because you don't pay it every month, you're likely to forget about it. Nothing's worse than just making ends meet only to get your auto insurance bill in the mail. Of course, without something like this, you could be facing some serious financial consequences should you come up short. Getting into an...

Basic Tips To Help You Get The Right Auto Insurance
Getting car insurance is something nobody ever looks forward to. Most people would rather sit and stare at snow on the TV than have to shop around for this. This is like one of those flies that's buzzing around. You just want to swat it and shut it up. Car insurance is no different. Not having any is like a nagging voice in the back of your head telling you'd better get some, or else. All you want to do is get enough so that nagging voice will be quiet and leave you alone. Of course, getting...

Simple Steps That Can Save You Money On Auto Insurance
Very few people relish the idea of sending in a big fat check to their auto insurance company every month. Except maybe the insurance agents, because it reminds them of how much commission they are making off the rest of us. Many times we forget about it, because we only have to pay them once a quarter. Then that bill comes just as we think we've got an extra fifty bucks for the weekend. Of course, the alternative is far worse. Getting into an accident without having any car insurance would...

How To File An Insurance Claim Without Getting Into Trouble
Most people never use their insurance. That's the way it's supposed to be. If a thousand people have insurance, and only ten people have an accident, then the insurance company has accurately predicted the risk and spread it between all those people. That's why they can pay out claims in the thousands, or even hundreds of thousands of dollars, and only charge each individual a few hundred dollars a year. Of course, when they do pay claims, they've got to make sure they are legitimate, or else...

Helpful Hints For When You Need To Purchase Auto Insurance
If you were to go shopping for a car, and you had a suitcase full of cash to spend, it would likely be a fun experience. You'd spend all day finding out all you could about them and driving them around. Then you'd haggle for a few hours to get the best deal. Then when you finally got home, you'd be excited and be telling all your friends about your new car. Buying insurance for that car is something completely different. It's something you want to just get out of the way so you don't have...

The Easy Way To Shop For Auto Insurance
Getting car insurance is a pain in the you know what. Nobody wants to buy it, and once you've got it, nobody ever wants to use it. It's one of those evils of society that we all have to deal with. Of course, without insurance, we would be in serious trouble if we ever caused an accident. Paying off somebody's car that we destroyed isn't easy if you are just scraping by every month. So it's pretty much agreed upon by everybody that we nee do get insurance. But in case you haven't noticed,...

Click here to see More Articles by Winston Takeda
Publishers / Webmasters
Article ID: 413052
DELINK URL from Authors Bio
REMOVE Article
Tell A Friend
Leave A Comment!
Download this article in PDF
Report Article!
Search through all the articles:


261 Users Online!!
Related Articles:
Latest Articles:
 
Business And Finance >> Top 50 Articles on Business And Finance
Category - >
Advertising Advice Affiliate Programs Automobiles
Be Your Own Mentor Careers Communication Consumers
CopyWriting Crime Domain Names DoT com Entrepreneur Corner
Ebooks Ecommerce Education Email
Entertainment Environment Family Finance And Business
Food & Drink Gardening Health & Fitness Hobbies
Home Business Home Improvement Humour House Holds
Internet And Computers Kiddos and Teens Legal Matters Mail Order
Management Marketing Marriage MetaPhysical
Motivational MultiMedia Multi Level Marketing NewsLetters
Pets Psychology Religion Parenting
Politics Sales Science Search Engine Optimization
Site Promotion Sports Technology Travel
Web Development Web Hosting WeightLoss Women's Corner
Writing Miscellaneous Articles Real Estate Arts And Crafts
Aging


Disclaimer: The information presented and opinions expressed in the articles are those of the authors
and do not necessarily represent the views of bharatbhasha.com and/or its owners.


Copyright AwareINDIA. All rights reserved || Privacy Policy || Terms Of Use || Author Guidelines || Free Articles
FAQs Link To Us || Submit An Article || Free Downloads|| Contact Us || Site Map  || Advertise with Us ||
Click here for Special webhosting packages for visitors of this website only!
Vastu Shastra

Shared Linux Hosting Provided By AwareIndia







Company IDS