Interest Free Credit Cards See How Easily You Can Save on Interest Repayments
Paying interest on a credit card can take a big chunk out of your monthly earnings, so if you can avoid paying interest by using an interest free credit card, you should do so. There are now a variety of different credit card deals which can help you last longer without paying interest, you just need to know how to navigate the interest free credit card marketplace.
It is vital to read the small print and find out exactly what you are agreeing to when you sign on the dotted line for an...
Dos and Don ts For 0 Purchases Credit Cards
If you are debt-free but would like to use a credit card to make purchases, a 0% purchases credit card could be a good choice. If you want to use one of these cards, it is important that you pay off your balance in full each month. Here are the dos and doníts for using a 0% on purchases credit card.
DONíT: Use a 0% on purchases credit card to pay off current debt
0% on purchases credit cards are not usually 0% on balance transfers, so If you are in debt, it is not sensible to continue making...
All You Need to Know About 0 Balance Transfer Credit Cards
0 per cent balance transfer credit cards can help you with current debts as they allow you to pay no interest at all for a specified amount of time. If youíre thinking of applying for a one, read these tips to make sure you make the right choice and, when you have your 0 balance transfer card, that you make the most of it.
1. Compare the Whole Range of 0 Balance Transfers on the Market
There will be a number of options for your 0 per cent balance transfer card. In order to work the credit...
How to Choose a Supermarket Credit Card
If you worked out how much money you spent at your local supermarket in a year, you might be a bit horrified. But by using a supermarket credit card you can take advantage of all the money which goes out on your weekly shop.
Supermarket credit cards, like any other reward credit card, allow you to earn points each time you spend, and these can be converted into savings on your overall bill. They can also offer a number of deals to the user, such as 0% balance transfers and interest free...
Credit Card Advice Do You Make These Mistakes With Credit Cards
Credit cards can be very useful in the right circumstances, but if youíre not careful they could also end up being very expensive. Here are some of the costly mistakes many people make with credit cards Ė are you making them, too?
Making Cash Withdrawals
Credit card cash withdrawals are becoming more and more expensive, but many people do not realise the true cost each time they make a credit card withdrawal. Once youíve checked the charges and fees itíll probably put you off doing this. Cash...
Credit Card Advice Reward Credit Cards
There is a huge range of credit cards available on the market today. From interest free credit cards and instant decisions credit cards to adverse and prepaid cards, but reward points cards are one type of card which can actually earn you money, or other privileges, if you are suitably financially disciplined.
What are reward cards?
You can find credit cards which will reward you in a number of different ways, for example in air miles, charity payments, football club donations, supermarket...
Everything You Need to Know About Post Office Credit Cards
The Post Office is a British institution and an increasingly strong competitor when it comes to insurance or travel money, but one area not generally associated with your local postie is credit cards, with people generally preferring to go with their existing bank or their primary supermarket.
However, the Post Office offers a couple of different cards with a multitude of pros and cons, the first being the variable APR credit card, while the other is a prepaid card. This article will focus on...
Credit Card Advice Top 4 Tips For Christmas Credit Cards
When it comes to Christmas, most people find themselves spending a lot more than they thought they would. The result can be a rush to secure instant decision credit cards or instant loans as it dawns that the money available for the Christmas shopping just wonít stretch far enough.
While instant loans and instant decision credit cards can end up costing a huge amount in interest repayments and take a long time to pay off, there are ways to make credit cards work in harmony with your finances...
Top 5 Reward Credit Cards
If youíre going to get a credit card, you want the one which is going to work the hardest for you. Therefore it makes sense to choose one with a reward scheme, where youíll get something back for your spending. And the more you spend, the more you get back! So letís take a look at the top 5 types of reward card.
1. Airmiles Reward Cards
Every time you spend money, you accumulate more airmiles. Airmiles donít translate exactly into actual miles and how much theyíre worth can vary from card to...
Credit Cards What Are Adverse Credit Cards
Adverse credit cards are available for people who may not have access to the most competitive credit cards. This is usually because they have a bad credit rating, and are therefore considered by lenders to be in the Ďhigh riskí category of borrowers.
Adverse credit cards usually have higher interest rates and less features than other credit cards, making them an unattractive option for those who can take out other types of credit card. However, they can help to rebuild a good credit rating, if...