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Pell Grants Available For Online College

Imagine getting money for college that you don't have to repay. Financial aid is out there and available. Pell Grants are federal funds that, unlike a loan, you don't have to repay. Whether you are going to school on-line or on campus, you can get financial help and there is more money this year than ever!

The first step is filling out a "free application for federal student aid or an FAFSA. The forms are available on-line and in hard copy. Check out the U-S Department of Education website to download your FAFSA. The application makes students eligible for not only Pell Grants but all federal, state, and some institutional financial aid programs. The FAFSA takes a little time, but the money can be used at one of more than five thousand educational institutions. If you don't own a computer, remember you can always use your local library.

The U-S Department of Education distributes grants based on financial need. Students must be pursuing an undergraduate degree or a professional degree. The money is awarded based on family income and expenses. Only 10% of student who get Pell Grants came from families earning more than $41,000 a year.

Pell Grants are the base for federal financial aid. Students can pile other scholarships and awards onto the initial amount. There are hundreds of other grants and scholarships. Some are offered for specific degrees, like nursing or careers in public service. Some states also offer their own grant programs. There is one catch, you can only use your grant money at one school at a time.

On-line students can qualify for Pell Grants, but they usually must enroll in high demand careers like science or education. But there are other grants available if your getting a degree on-line. If a student's financial needs is desperate, they can apply for Federal Supplemental Educational Opportunity Grant. The Academic Competitiveness Grant benefits students who graduated from an academically rigorous high school program.

The amount of money a student gets is the same every school year. It's determined not only by financial need, but also tuition costs and enrollment. There are even special benefits for students whose parent or guardian died in military service after the 9-11 attacks.

Last year, the maximum amount given was just over five thousand dollars. The federal government has increased awards for the 2010 to 2011 school year. Qualifying students receive checks at least once each semester or trimester. The school can pay you directly, apply the funds directly to your tuition or a combination of both.
About Author Natasha Bright :

The Department of Education website has more information on available <a href="" target="_blank">pell grants</a>. Just fill out an FAFSA, <a href="" target="_blank">apply for a pell grant online</a>, and you could make attending college more affordable.

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Article Added on Thursday, February 25, 2010
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