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How Important is Home Loan Insurance?
When you zeroed in on that dream house and decided to buy it, little did you know how much paperwork and additional costs would come into the picture. You probably thought that the price quoted by the seller was all that you needed in your account. And then you found out about stamp duty and registration charges and your budget went up by a few lakhs. Now that you are on the verge of finalizing your home loan, your bank is asking you to add a home loan insurance to it. Another added...

Impact of Monsoon on Your Home Loan Interest Rates
Let’s get the basics clear first. What does a particular season have to do with loans and a country’s economic growth? Well, quite a lot. For the economy to be stable, it is necessary that inflation is in control. Simply put, if prices of essential commodities shoot up but citizens are earning what they used to earlier, it means that people will have less spending capacity. This, in turn, will lead to an unstable economy where products are available, but people don’t have the money to...

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