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Property and Land Investment Hotspot: Tocantins, Brazil
Tocantins is officially classified as Brazil's most modern state and has witnessed a solid level of growth in terms of infrastructural development and investment. The entire region was formerly part of the Goiás state; however, although not officially classed as such, separation occurred since the 17th century due to accessibility issues which were further exacerbated as a result of political tensions between inhabitants. National pressure led to the federal government officially separating...

7 Great Tips To Sell Property Fast
Selling a house fast has never been an easy task. Today it is a little harder as people are much more careful with their money and have many properties to pick and choose from. If you want a fast property sale then you need to do all you can to attract property buyers. Here are 7 top tips to help you to sell house fast. First impressions do count for a lot. The first thing that potential buyers will see is the front of your home and if they see cracking paintwork, weeds and long grass in the...

How To Find A Good Solicitor When Selling Your House Quickly
There are many aspects that you have to deal with when looking for a fast home sale and one of the most important is choosing a good solicitor. So how does one find a good solicitor and what should you look for? There are numerous ways to go about finding a great solicitor when you wish to sell a house fast. You could for instance choose to ask around friends and family to find out which solicitor they chose, your mortgage lender may have some suggestions where to look and of course if you...

Interview with a RICS Property Valuer (UK)
Interview with a RICS Property Valuer (UK) Please see an interview with Charles Dixon – a RICS surveyor with over 26 years of experience in the industry. Charles provides some insightful information of much relevance to UK property investors including a definition of what ‘value’ means today; modern day valuation techniques; due diligence tips; his own thoughts on the property market; regulation of the property industry and much more… 1) Can you explain a bit about your background? I have...

Looking for a quick sale company
If you want to sell your home quickly, then one of the best ways to ensure that you get a fast sale is to sell for cash with a quick sale company. A company offering you cash for your home can be found online, but when you begin your search you will quickly find that there are numerous companies out there. So how do you know which quick sale company to go with? The first thing you need to check when looking for a quick sale company is a company that offers you a sale fast and without any...

Ceará, Brazil for Real Estate and Land Investors
Located north eastern of Brazil; as well as being well known for its extensive coastlines (extending for 356 miles), mountains and valleys; Ceará state has been an area of strong economic growth – particularly around it's capital, Forteleza (where an increasing amount of European and American investors own property and land). The region is bordered to the east by Rio Grande do Norte and Paraíba states; to the south by Pernambuco state and to the west by Piauí. Early Portuguese colonisation...

I Want To Sell My House For Cash And Sell Quickly!
Have you ever wondered how many times homeowners have uttered the words, “I want to sell my house for cash and sell quickly?” Anyone wanting a fast house sale may wish to give some thought to the options available to them. So if you want to know how to sell your house quickly then read on. So if I wanted to sell my house for cash what are my options? I could sell through an estate agent, I could try to sell my house privately or I could choose to sell to a company that offers to buy homes for...

Santa Catarina, Brazil for Real Estate and Land Investment
Whilst being a comparatively small state in the south of the country, Santa Catarina has much to offer for real estate and land investors. Bordering Paraná to the north and Rio Grande so Sul to the south (with the Atlantic ocean to the east and Misiones in Argentina to the west), a large majority of its inhabitants are of Portuguese, German, Italian, Polish and Japanese descent (the state was officially inaugurated in 1783). The majority of the states gross domestic product is generated by...

Do you want to sell your house in 7 days
So you need to sell your house in 7 days. Well maybe you can, but to do so you have to look further than with the estate agent. Typically when selling with an estate agent your home could be on the market for many months. There is no guarantee that you will be able to sell your house quickly this way. If you want a guaranteed sale in 7 days then you have to look for a sale online, with a company who specializes in buying property fast. There could be many reasons why a quick sale of the...

Why You Might Need a Quick Sale Company
There could be any number of circumstances where you have to sell your home. However selling property is not one of the easiest things to do. Selling property fast could be next to impossible, which leaves you with a problem. However there may be a solution that can help you to sell property fast. This is by selling home to a company that offers a fast sale. So why might you need to use a quick sale company? Along with selling home and moving, divorce is one of the most stressful of things in...

How To Invest in Brazil: Commercial Real Estate and Land
With its ever escalating industry growth, rising consumer confidence, larger middle class, strong currency, increased foreign investment, high M&A activity, abundance of natural resources, improving investment grade classifications amongst several other factors there are many reasons that commercial real estate investors are feeling confident about Brazil. Whilst some are questioning the formation of a bubble in real estate (which can often be statistically warranted), it cannot be...

Interview with Walmart's Brazil Development Director
Please see our interview with Jamey Barbour, Development Director for Walmart Brazil. As the largest retail organisation in the US, the company needs very little introduction – we discuss the 15 year history in the country, opportunities, risks, market idiosyncrasies as well as future plans. 1) Most of our readers would know of the immense success that Wal-Mart has had in the US – when did the company first arrive in Brazil and what were the initial reasons of choosing here (as opposed to...

The Pros And Cons Of Sell And Rent Back
Sell and rent back is one way of avoiding losing your home if you are behind with your mortgage repayments. Finding a quick sale completion company who is willing to buy your home fast may save a great deal of heartache as you are able to remain in the property. However, when considering selling and renting back, you may wish to weigh up the pros and cons before jumping in. One of the biggest pros when you choose to sell and rent back with a quick sale completion company is of course that you...

Talk to Your Mortgage Lender when in Arrears
Mortgage arrears can be the worst nightmare of any homeseller as they may lead to you losing your home. However this is not to say that all is lost if you fall behind with your mortgage repayments. In some cases property buyers are able to avoid repossession, but this may depend on your actions and your dealings with your lender. Typically lenders are reluctant to take property away from the homeseller. Despite what you may believe the majority would rather come to an agreement with property...

Investing in São Paulo Real Estate and Land: A General Overview
São Paulo is the largest state in Brazil in terms of its economic force and continues to remain attractive from an investment perspective. The state has the largest population, industrial and economic hub in the country. As well as being then wealthiest state in Brazil, it´s capital is the largest in South America. Prior to European settlement in the 16th century, the region was largely populated by the Tupi´s peoples nation. It was during this time that widescale slavery of the indigenous...

Excelling Microfinance in Brazil
As a country which is witnessing strong economic growth exemplified by a widening middle class, rising GDP, large export growth, oil discoveries amongst several other factors – it is often forgotten that some parts of Brazil are still experiencing abject poverty and income inequality. Whilst the efforts of social programmes such as ‘Minha Casa, Minha Vida’, ‘Bolsa Família’ and ‘Zero Fome’ are to be commended, much work needs to be done to decrease inequality. This articles outlines some...

Brazil's Largest Ever Economic Growth Programme
This short article discusses the two stages of Brazil’s Programa de Aceleração do Crescimento (‘Growth Acceleration Programme’, also known as ‘PAC’). Aimed at assisting the country’s economic progression, the PAC is mainly focused around improving Brazil’s infrastructure through a variety of means. *** PAC-1 (Programa de Aceleração do Crescimento 1 / Growth Acceleration Programme One) *** Initiated on 28th January 2007, the PAC-1 was structured upon a four year implementation strategy,...

Understanding the Brazilian Portuguese Language for Real Estate and Land Investors
*** INTRODUCTION *** This article is a short introduction to the Brazilian Portuguese language aimed at real estate and land investors. We also provide a link to our dictionary which provides thousands of definitions of terms, phrases and words a property and land investor is likely to come across when doing business in the country (including accountancy, legal, estate agency, developer terminology, banking and other technical terms). *** BRAZILIAN PORTUGUESE FOR THE REAL ESTATE AND LAND...

A Property Investor / Landlord's Guide to the UK Local Housing Allowance (LHA)
A Property Investor / Landlord's Guide to the UK Local Housing Allowance (LHA) There are many aspects of renting to Local Housing Allowance (LHA) tenants that make many landlords and property investors feel somewhat unsure. This short article aims to clarify the main aspects of the process as well as some of the practical issues and criticisms surrounding the system as a whole (we provide a link below which will allow you access to to a full guide should you wish for more detailed...

Title Insurance in Brazil: A Must For All Real Estate and Land Investors
Despite detailed checks undertaken by the large majority of legal professionals in Brazil - occasions do happen where buyers may end up liable for previous issues with the property or land. Examples include errors committed by clerks at the Cartório de Registro de Imóveis, forgery, survey omissions, fraud, title flaws, hidden / undisclosed liens and encumbrances. The risk is also magnified with cross-border transactions as foreigners are less likely to be familiar with local laws and customs...

Investing in Rio de Janeiro Property and Land: A General Overview
Rio de Janeiro is a state in the south east region of Brazil with its motto being: "conduct the affairs of the public with righteousness." It occupies a total area of 43,653 km² with its capital city having the same name. Excluding its shore of the Atlantic Ocean, Rio de Janeiro borders the states of Minas Gerais to the north and north west, Espirito Santo to the north east and São Paulo to the South West. The state's most prominent regions are Rio de Janeiro City, Nova Iguaçu, Niterói, Duque...

Using Lease Options to Acquire UK Property - An Introduction
Using options to take control of property has only recently become popular in the UK - particularly after the onset of the credit crunch. A lease option is an abbreviated form of the more formal term referred to as a ‘lease with an option to purchase'. In short, a lease option enables the buyer to enter a contractual agreement with the owner of an asset to take its control on the basis of the owner transferring ownership of the asset within a specific time frame for a specific price. Options...

Economic Growth in Brazil - Improving the Education of Future Generations
*** BRAZIL'S MODERN DAY EDUCATION SYSTEM *** Long criticised as being comparatively inferior (particularly for the lower demographic of society) to other developing countries, Brazil has a long way to go before its compulsory education system is where it needs to be in terms of both improving the competitive intelligence of future generations and reducing poverty. The Instituto de Pesquisa Econômica Aplicada indicated that the average 25-year-old in modern day Brazil has only nine years of...

The Banks in Brazil
Post global recession, the banking system of Brazil is now internationally recognized as a highly efficient model. Many economists have attributed its recent success to the sophisticated mechanisms and regulatory systems that were created during the 'lost-decade' of hyper-inflation. Nowadays, financial regulation is very conservative and was created to ensure the banks would be able to regularly ‘stress test’ their processes to check and balance their activities in a variety of hypothetical...

Reducing Corruption to Solidify Brazil´s Growth
Reducing Corruption to Solidify Brazil´s Growth The issue of corruption has, for a long time, been an unfortunate characteristic of Brazil and a concern of international investors and business people. With the most prominent forms appearing in the country's political system, below are some short descriptions of the most well known cases: - Fernando Collor (president from 1990 to 1992) was exposed as having undertaken a number of corrupt extortions in a fairly unsubtle manner and...

Investment Property Valuation According to a RICS Expert
The following article was compiled based on an extended interview undertaken with Charles Dixon - a RICS (Royal Institute of Chartered Surveyors) professional from the South West of England with over 26 years of experience in the property industry (the full transcript can be located by clicking at the bottom of the article). *** THE MODERN DAY DEFINITION OF PROPERTY 'VALUE' *** The UK property market has become a largely open and free market made up of thousands of individual transactions by...

Stress Test Your Property Portfolio
As the owner of investment property, it is always a good idea to regularly monitor the performance of your portfolio taking into account a range of different situations that could occur. Stress testing is more often used in the banking sector - for example to examine how secure a financial instrument or model can be in range of scenarios (and using specific algorithms to deduce what the return would be within such circumstances). In the buy to let sector, similar principles can be applied...

Inflation in Brazil: A Modern History
This article provides a brief overall description of the history of inflation in Brazil. We focus particularly on what has now become known as the ‘lost decade' of hyper-inflation as well as the policies that were used to curb its effects, which have proven to secure the country's position as a rising global power. For most of the 1970s and early 1980s the country’s economic ‘miracle’ period seemed never ending and no one could explain the onset of extreme price increases commencing in 1987....

Alleviating Poverty in Brazil
*** INEQUALITY REDUCES IN BRAZIL *** For many years, international property and land investors viewed Brazil as a country where inequality was a widespread problem - and therefore one to be avoided. In modern times, the contrary is becoming more apparent with a growing amount of evidence pointing to decreasing levels of those living under the poverty line. As a result of two notably successful social programmes - the Bolsa Família (‘Family Grant') and Fome Zero ('Zero Hunger') - visible...

My House, My Life - Brazil's Low Cost Housing Programme
*** BACKGROUND *** The Minha Casa, Minha Vida (My House, My Life) campaign was announced by the Federal Government in March 2009 as one of the means of reducing the inequality gap and housing deficit in Brazil (of over 10 million houses). With an initial governmental investment of over $64 BRL billion, 1 million houses are planned to be built and allocated to families on a means tested basis: - Households with a total income of up to 3 times the minimum wage (currently at $465 BRL per...

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