Save Money When You Renovate

•First Time Home Buyers Can Save For That Downpayment Faster
 by: News Canada (NC)-For many first-time homebuyers, the thought of saving a substantial amount of money for a downpayment can seem overwhelming. But there are several ways to make a downpayment a lot easier and have you into your new home faster than you'd ever imagined. So, here are a few tips on how to get your downpayment together: Invest in yourself first. No doubt you think that paying your monthly bills is an important financial commitment. And like many people, you may also...

•Save Your Skin By Starting Early
 by: News Canada (NC)-Maintaining proper skin-care habits to prevent dry skin throughout the year can go a long way toward keeping your skin moisturized during the harsh winter months. To avoid developing problems, take steps early. Although it can happen at any time of the year, dry skin is usually worse during colder periods when the humidity is low. Cold winds can actually 'pull' water from your skin and the air inside your home can get even drier because of the heating system. Dry...

•Save Big On Your Mortgage
 by: News Canada (NC)-Did you know that when you take out a fixed-rate mortgage, you're paying a big safety premium? That's because banks usually set their fixed rates at considerably higher levels than their variable rates. They do so to ensure that a fixed-rate mortgage will still be profitable for them if interest rates rise. If you're a potential homeowner, you should ask yourself if that premium is worth paying. It may protect you if interest rates spike up suddenly. But if they...

•Diabetes Can Be Deadly Know What To Do
 by: News Canada (NC)-Food is your body's fuel to provide energy to enjoy an active lifestyle. Healthy bodies produce insulin to convert sugar in the blood into energy. For people with diabetes, the body does not produce sufficient insulin and sugar builds up instead of becoming energy. Diabetics have to be careful with diet and exercise and may take insulin regularly to control their condition. Sometimes a person with diabetes can have a medical emergency from an insulin imbalance....

•Consumer Tips How To Buy A Used Car Privately
 by: News Canada (NC)-Many people buy cars privately rather than through dealers. You can often save money going this route, however, keep in mind that if you have problems with the vehicle it may be difficult, if not impossible, to get any assistance or compensation from the vendor. Here are some more tips on how to get the best deal when buying a used car: It's buyer-beware when purchasing a used car, so, be sure to take it to your mechanic for an inspection before handing over any...

•Know Your Rights When Investing In A Mortgage
 by: News Canada (NC)-Investing money in a private mortgage for attractive returns has its merits and its risks. This type of investment is one in which a person lends money to a borrower who pledges real estate as security for the loan. These types of mortgage investments may be arranged through a Mortgage Broker. All Mortgage Brokers in the province of Ontario are required to be registered with the Financial Services Commission of Ontario (FSCO), an agency of the Ministry of Finance....

•Office Lunches Sans Sandwich
 by: News Canada (NC)—If carrying lunch is too reminiscent of school days, maybe it's because you're packing the same old sandwiches. If your office lunchroom has a fridge with a freezer and a microwave oven, bring something different – frozen, fully-cooked foods that you can heat and eat in about 3 minutes. By preparing your own hot meal, you'll eat better, save money, and still have time for a brisk walk at lunch time. Here are some fresh lunch ideas that are easy to make when you start...

•Don t Make The Mistake Of Thinking A Will Is Not A Priority
 by: News Canada (NC)-Did you know that many Canadians mistakenly believe that having a will is not a priority? Nothing could be further from the truth. In fact, a will is probably the most important document you will ever write. If you die without a will, the province in which you live will decide how to distribute your estate. And if you have children who are minors, the provincial government (through the Public Trustee) will decide who will raise and care for them. Children might be...

•Still Heating Your Water With Electricity Now Is The Time To Switch To Oil
Still Heating Your Water With Electricity? Now Is The Time To Switch To Oil  by: News Canada (NC)-Homeowners who heat their home with oil but use an electric water heater are missing an opportunity to save money and increase the availability of their hot water. According to the Canadian Oil Heat Association (COHA), homeowners who already have the equipment in place for oilheat but heat their water with electricity can experience quick cost savings and improved satisfaction with an...

•ABCs of Adventure Travel
 by: News Canada A – Address peel and stick labels for all your family and friends before you go. Then stick to postcards along the way and you'll come home looking good. B – Bottled water is a must – don't drink anything else. C – Cookbooks from your travels are always a great souvenir. Cook a dish from one when you have friends over to see your video and pictures D – Digital cameras save the day; their small and you never run out of film E – Expect excitement; go with anticipation,...