Free Articles  >>  Business And Finance >>  Page 2959  >> 

Why Northern Virginia Auto Insurance is More Expensive

If you live in Northern Virginia you already know that calling that particular patch of ground home is going to suck most of your paycheck each month. Rent alone is going to put a huge dent in your spending cash! Rent isn't the only thing you've got to worry about when you live closer to D.C. though. The closer you get to the capital, the more expensive your Virginia auto insurance is going to be.

When you're talking about auto insurance rates there is one truth that is 100% accurate, 100% of the time. Only one? Maybe! The absolute truth of the matter is, the only thing auto insurance companies are worried about when they start handing out premiums is relative risk. In other words, how likely are you to be in a tragic accident and cost them hundreds of thousands of dollars in insurance claims!

If you're new to the Washington D.C./Northern Virginia area you might not know this yet, but the traffic up there is terrible. Incredibly, ludicrously terrible. Terrible enough to make even the most stout-hearted of travelers sit up and take notice! (If you're seriously doubting that, just ask country western singer Blake Shelton about his recent trip from Baltimore to Northern Virginia. He'll tell you all about it!)

When you're all but guaranteed to spending hours a day stuck in bumper to bumper traffic with drivers who are just as sick of the D.C. rush as you are, accidents are going to happen. No one has an exact number of the accidents that take place on I-95, 66, 50 and Rt. 1 each year, but it's ugly. So you can't blame your auto insurance company for being a little cautious about insuring their drivers up there! Yes, your insurance company is there to help you out, but like any company their primary goal is to make a profit-and the only way they're going to do that is to bring in more in premiums each year than they pay out in claims.

That doesn't mean you're doomed to paying a small fortune for your auto insurance for the rest of your life. Anything but! If you're going to enjoy affordable insurance you have to understand what makes the insurance industry tick and how you, as a Northern VA driver/D.C. commuter can make that work for you.

To keep your auto insurance rates as low as possible:

1) Keep your driving record clean.
2) Talk to your auto insurance agent(s) about any potential discounts you may qualify for.
3) Shop around. (Not all auto insurance companies are created equal.)
4) Check the Highway Loss Data Institute website before you go shopping for a new car.

There's no getting around the fact that traffic in the D.C./Metro area is horrible, but with a little preparation you can keep your auto insurance rates from driving to relocation. Or insanity. Whichever comes first.
About Author Anthony Peck :

Tony Peck is the Senior Project Manager for <a href="" target="_blank"></a>. To learn more about cheap Virginia auto insurance, visit them on the web at <a href="" target="_blank"></a>.

Article Source:
Article Url:

Article Added on Saturday, October 17, 2009
Other Articles by Anthony Peck

How A Commercial Auto Insurance Policy Protects Your Small Business
If you had a fifteen thousand dollar antique, would you leave it lying around on the street to get run over by whatever car happened to be passing by? The answer is no, of course not. Yet that's exactly what many business owners are doing with their company vehicles when they allow them to hit the streets without being covered by a commercial auto insurance policy. Commercial auto insurance policies differ slightly from personal auto insurance policies in that they're intended to protect...

Congratulations You re Flying Solo What You Need to Know Before You Buy Your First Auto Insurance Policy
It's always a little scary when you're taking the plunge, but relax. Shopping for your first auto insurance policy isn't nearly as hard as you think. In fact, with a few basic facts and a little bit of homework you might just find that shopping around for auto insurance is the most satisfying thing you'll do this year! Okay, maybe not. But there is something incredibly satisfying about wrangling the best deal possible on your insurance. Just wait and see. And we're going to give you the tools...

Find Cheap High Risk Auto Insurance Without Settling For Cheap Coverage
If you've ever gone shopping for high risk auto insurance you probably already know that nine times out of then those words don't have any business being in the same sentence-unless there's a not involved! Believe it or not, however, finding cheap high risk auto insurance without having to sacrifice the quality of your coverage isn't as difficult as you think. There are three things that impact the cost of your high risk auto insurance: 1) You as a person 2) You as a driver 3) Your...

Winter s Almost Here Easy Ways to Keep Your Auto Insurance From Breaking Your Budget
When winter comes you're going to have enough extra expenses weighing down your checking account. You don't need your auto insurance adding to the pressure! Believe it or not, there are hundreds, if not thousands of people out there that watch their auto insurance rates climb every winter. Why? Because Old Man Winter likes to have the last laugh! Here are some easy tips to help you keep your car, your finances and your auto insurance intact until spring. 1) Make sure your liability auto...

Remember Your Auto Insurance Won t Cover Your Teen s Pizza Delivery Habits Make Sure You ve Got the Coverage You Need
When you thought of the ways your kids were going to drive you insane once they became teenagers, driving was probably on the list. Having a job that would exclude them from the family auto insurance policy probably wasn't! That's a pretty common problem for parents of delivery drivers, however. Here's the inside scoop on pizza delivery and auto insurance and what you can do to make sure your teen has the coverage they need. Why Car Insurance Companies Won't Cover Pizza Delivery Drivers Do...

The Inside Scoop on Ultra Cheap Auto Insurance
You love to save money, right? Everybody does. Even when we're NOT in the middle of a recession there's something extremely satisfying about hanging on to your paycheck and watching your savings account grow…and grow…and grow. But if you're going to pad your savings account the way you'd like to you need to take advantage of every opportunity you can find to cut corners-and that includes finding ways to save big on your auto insurance. The path to cheap auto insurance isn't as obscure and...

Use Your Smart Shopping Skills When You re Shopping Around For Auto Insurance
Once upon a time, shopping for auto insurance was a real pain. A hassle surpassed only by the process of moving and/or having to deal with traveling salesmen. Or your mother-in-law. Take your pick! Either way, the process of insurance shopping used to be much, much more trouble than it was worth, which is why so many people would go out, find a company they were happy with and stick with them for the rest of eternity. Needless to say, the Internet has changed a few things! And now shopping...

How Much Auto Insurance Does My Old Clunker Really Need
Do you remember when you were a teenager and your parents were trying to decide how much insurance you were really going to need before they could let you hit the friendly highways? If you were like most young drivers you spent the better part of your high school years cruising around town in a beat up clunker that cost less than your parents' dining room table. You were just happy to have a set of wheels, and your parents loved the cheap auto insurance. Now that you're an adult the decision...

What Do You Know About Auto Insurance Auto Theft and Your Car
Did you know that approximately every 28 seconds another car falls prey to auto thieves? Auto theft isn't something most of us spend an undue amount of time thinking about, both because we as a society don't usually consider it to be a huge threat (especially if you happen to live in a rural area) and because we know that our auto insurance will reimburse us for the loss-won't it? If you're not sure, it's time to find out. Here's what every driver needs to know about auto theft, auto insurance...

How s Your Insurance ese The Auto Insurance Terms Your Agent Expects You To Know
It doesn't matter whether your auto insurance provider claims to speak English or not, you're going to know the minute you take a look at your insurance policy that the two of you are speaking a totally different language! Insurance-ese, with the occasional smattering of legal-ese, is a language all its own. Before you sign on the dotted line for your insurance policy, take a step back and make sure you know exactly what they're talking about! The Auto Insurance Terminology You Need to Know...

Click here to see More Articles by Anthony Peck
Publishers / Webmasters
Article ID: 176381
DELINK URL from Authors Bio
REMOVE Article
Tell A Friend
Leave A Comment!
Download this article in PDF
Report Article!
Search through all the articles:

150 Users Online!!
Related Articles:
Latest Articles:
Business And Finance >> Top 50 Articles on Business And Finance
Category - >
Advertising Advice Affiliate Programs Automobiles
Be Your Own Mentor Careers Communication Consumers
CopyWriting Crime Domain Names DoT com Entrepreneur Corner
Ebooks Ecommerce Education Email
Entertainment Environment Family Finance And Business
Food & Drink Gardening Health & Fitness Hobbies
Home Business Home Improvement Humour House Holds
Internet And Computers Kiddos and Teens Legal Matters Mail Order
Management Marketing Marriage MetaPhysical
Motivational MultiMedia Multi Level Marketing NewsLetters
Pets Psychology Religion Parenting
Politics Sales Science Search Engine Optimization
Site Promotion Sports Technology Travel
Web Development Web Hosting WeightLoss Women's Corner
Writing Miscellaneous Articles Real Estate Arts And Crafts

Disclaimer: The information presented and opinions expressed in the articles are those of the authors
and do not necessarily represent the views of and/or its owners.

Copyright © AwareINDIA. All rights reserved || Privacy Policy || Terms Of Use || Author Guidelines || Free Articles
FAQs Link To Us || Submit An Article || Free Downloads|| Contact Us || Site Map  || Advertise with Us ||
Click here for Special webhosting packages for visitors of this website only!
Vastu Shastra

Email Marketing Services Provided By AwareIndia

Company IDS