•16.4% APR $5,000 Auto Loan…HELP!
16.4% APR $5,000 Auto Loan…HELP!
by: Tom Levine
Are you the victim of a high interest rate auto loan? If so, the following email discussion may help you. Read on:
DEAR LoanResources.Net:
I was very impressed with your article entitled "8 Point Checklist, Evaluating Online Lenders."
I have tried several sources to refinance my auto. I only have 2 more years to pay $245.04 a month. I owe 4,414.00 on the car loan.
This may not seem like a lot of money but I would like a lower...
•5 Killer Steps to avoid Credit Card SCAMS!!!!!
5 Killer Steps to avoid Credit Card SCAMS!!!!!
by: Tom Levine
In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud.
Now, most importantly, If you are a victim of fraud, please do not feel like you did anything wrong. It happens to all of us at one point or another, as the FTC’s study clearly shows. Everyone likes a magic trick, and none of us are fully capable of noticing the...
•5 Magic Points: Should I BUY or RENT my HOME?
5 Magic Points: Should I BUY or RENT my HOME?
by: Tom Levine
Buying a Home is the American Dream. It is more than a place you put your hat at the end of the day. It defines you, protects you, and prospers with you. Yes, Home Ownership is a noble pursuit, but it always starts with this first, important question: Should I buy or Rent my Home? The answer, surprisingly, is not so obvious.
Now the question of “affordability” is an important one, but that’s not the subject of this article. We...
•5 Simple Steps: Earn an EASY ROTH IRA MILLION!!!
5 Simple Steps: Earn an EASY ROTH IRA MILLION!!! by Tom Levine5 Simple Steps: How To Earn An Easy Million Through a ROTH IRA!by Tom LevineSo, you wanna earn a million dollars, super-duper easy? How would you like the federal government to give you a big, huge tax break? Wouldn’t it feel deliciously good to earn a Million Dollars of income, completely tax free? How would you like to earn a million dollars of income passively, quietly, without lifting a finger? Well, put your seatbelts on,...
•6 REALLY COOL THINGS : BE the King of your Castle!!!
6 REALLY COOL THINGS : BE the King of your Castle!!! by Tom Levine 6 REALLY COOL THINGS About Becoming the King of your Castle!If you want to be a millionaire, if you want to be smart with your money, if you want to get ahead in life, build security, establish equity, and retire in confidence, then you must, simply MUST become the King of your Castle!You need to buy your first home if you haven't taken this important step yet. If you have bought your first home already, then read on. I know...
•8 Point Checklist, Evaluating Online Vendors
8 Point Checklist, Evaluating Online Vendors
by: Tom Levine
Here are 8 things to consider, when evaluating lenders online:
Website Design
Privacy Policy
About Us
Popularity
Reputation
Short Form
Points, Fees, Terms and Rates
Communication
1. Website Design:
The webpage is, in fact, the storefront of the internet. In the real world, your first impressions make all the difference. Well, it’s no different on the internet.
Does the site seem forth-right? Can you glean valuable...
•Benjamin Franklin, Pennies, and Millions of Dollars$$$
Benjamin Franklin, Pennies, and Millions of Dollars$$$ by Tom Levine Benjamin Franklin, Pennies, and Millions and Millions and Millions of Dollars!!!by Tom Levine 1. On Benjamin Franklin:2. On Pennies:3. On Millions and Millions and Millions of Dollars!:4. Conclusion: 1. On Benjamin Franklin:In 1757, Benjamin Franklin published "The Way To Wealth", a basic summary of his 25 year “Poor Richards' Almanac.” In "The Way To Wealth", Honorable Mr. Franklin states the following: "Then since, as...
•Financial Wizards Prepare! 4 Lil' Tiny Duckies!...
Financial Wizards Prepare! 4 Lil' Tiny Duckies!... by Tom LevineFinancial Wizards Prepare! Getting Your 4 Lil’ Tiny Duckies All Lined Up In A Rowby Tom LevineA) If you are going to transform yourself into a financial wizard, with money, security, and assets, then you need to begin this transformation by clearing out the cobwebs, and making way for a new tomorrow. B) We are all perfectly capable of becoming “Financial Wizards.” None of us are without the ability to amass vast quantities of...
•Home Ownership, Financial Freedom, and Benjamin Franklin
Home Ownership, Financial Freedom, and Benjamin Franklin by Tom LevineOn Home Ownership, Financial Freedom, and Benjamin Franklinby Tom Levine1. ON BENJAMIN FRANKLIN:2. ON HOME OWNERSHIP:3. On Financial Freedom:4. ON THE BI-WEEKLY MORTGAGE:5. ON THE 15 YEAR MORTGAGE:6. CONCLUSIONS: 1. ON BENJAMIN FRANKLIN:A: In 1757, Benjamin Franklin published "The Way To Wealth", a basic summary of his 25 year Poor Richards' Almanac. In "The Way To Wealth", Honorable Mr. Franklin states the following:...
•How To Save Money On Your Mortgage
How To Save Money On Your Mortgage
by: Tom Levine
Obtaining a home loan is arguably the most expensive transaction you’ll experience in your lifetime. Therefore, getting the best home at the greatest value is an endeavor worth pursuing. Whether you’re trying to squeeze in to a higher priced home or just trying to shave a couple bucks off of the closing costs, this article will help you explore your options.
Here’s a list of our top 7 things you can do to cut corners and save money on your...
•Is an ARM Right For You?
Is an ARM Right For You?
by: Tom Levine
Let’s start by taking a look at 7 key elements of an adjustable rate mortgage:
1) ARM defined: While a fixed rate loan is constant and never changes throughout the life of the loan, an adjustable rate mortgage changes periodically. The interest rate of an ARM goes up and down based on whatever external index it is tied to. Add the lender’s “margin” to that, and you’ve got the rate. Add costs to that, and you’ve got the APR.
Other considerations...
•Little Known Secret: Eliminate your Mortgage in 23 years or less!
Little Known Secret: Eliminate your Mortgage in 23 years or less!
by: Tom Levine
Wanna know a little secret? There is an ingenious method you can use, to pay off your 30 year fixed rate loan, in 23 years or less. It’s straightforward, simple, and easy to understand. In this article, we’re going to explore this little known secret, and we’ll provide several examples of how it works, a few methods on how to implement, along with some information on where to go and how to get...
•Mortgage Free In 15 Years!
Mortgage Free In 15 Years!
by: Tom Levine
Imagine paying your mortgage off in 15 years! Think of all the great things you could do with that extra money. What would you do? Retire early? Buy an R.V.? Travel around the world? If you could eliminate your mortgage in half the time, then your options would be wide open.
Let’s take a look at 3 benefits and 3 considerations when evaluating whether or not the 15 year fixed rate mortgage, is right for you:
Lower Interest Rate
Huge Savings...
•Online Mortgages in 5 Easy Steps!
Online Mortgages in 5 Easy Steps!
by: Tom Levine
We're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance. No matter what your credit history is, or what your circumstances are, the internet has now made this process a billion times easier. This article will outline a 5 point plan, to assist you in your pursuit of financing online:
Step 1: Don’t be afraid to go...
•SuperCharged Secret 1 of 5 - Credit Card Utopia
SuperCharged Secret 1 of 5 - Credit Card Utopia
by: Tom Levine
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!
Note: The following is part 1 of a 5 part series. Over the course of these next 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This information, when used in conjunction with one another, is unlike anything you’ve ever seen before. I like to call this approach, the “5...
•SuperCharged Secret 2, Credit Card Utopia
SuperCharged Secret 2, Credit Card Utopia
by: Tom Levine
INTEREST BEWARE, THERE’S SAFETY IN NUMBERS!
Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This information, when used in conjunction with one another, is unlike anything you’ve ever seen before. I like to call this approach, the “5 SuperCharged Secrets to...
•SuperCharged Secret 3 - LIVING IN CREDIT CARD UTOPIA!!!
SuperCharged Secret 3 - LIVING IN CREDIT CARD UTOPIA!!! by Tom Levine 5 SuperCharged Secrets to Credit Card Utopia! Secret 3 of 5TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let’s just take a brief moment to recap:If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 2 very important things:a)You now know how to take advantage of zero to low interest credit card offers.b)You now know that there is safety in...
•SuperCharged Secret 4 - LIVING IN CREDIT CARD UTOPIA!!!!
SuperCharged Secret 4 - LIVING IN CREDIT CARD UTOPIA!!!! by Tom Levine 5 SuperCharged Secrets to Credit Card Utopia! Secret 4 of 5YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER!Let’s just take a brief moment to recap:If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 3 very important things:a)You now know how to take advantage of zero to low interest credit card offers.b)You now know that there is safety in...
•SuperCharged Secret 5 - LIVING IN CREDIT CARD UTOPIA!!!!!
SuperCharged Secret 5 - LIVING IN CREDIT CARD UTOPIA!!!!! by Tom Levine 5 SuperCharged Secrets to Credit Card Utopia! Secret 5 of 5LIVING IN CREDIT CARD UTOPIALet’s just take a brief moment to recap:If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things:a)You now know how to take advantage of zero to low interest credit card offers.b)You now know that there is safety in numbers, and you...
•Top 10 Things to Consider on Home Loans
Top 10 Things to Consider on Home Loans
by: Tom Levine
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of LoanResources.Net:
Down-Payment
Fixed Versus Adjustable Rate
APR
Loan Types
Loan Amount Qualification, Income
Loan Amount Qualification, Expenses
Employment and Credit History
Points
Sub-Prime Loans
Short-Forms
1. Down-Payment - As a general rule of thumb, lenders will be seeking contribution...
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