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A Guide to Election Night for the Non-Political Junkie
A Guide to Election Night for the Non-Political Junkie   by Terry Mitchell Even if you are not a political junkie like I am, you will still probably find yourself glued to your TV set on election night. Obviously, you'll be waiting to find out whether President George W. Bush will be elected or if Senator John F. Kerry of Massachusetts will become our 44th President. Will everything you see and hear that night be interesting? Will it even make sense to you? Well, if all you are interested in...

A Look Ahead to 2008 (Part I)
A Look Ahead to 2008 (Part I)   by Terry Mitchell Just as everyone has breathed a sigh of relief at the end of 2004 presidential campaign, I would like to take a quick look ahead to 2008. Unless George W. Bush is unable to complete his second term, 2008 will bring the third open presidential election (no incumbent running) in 20 years. Even though that's still four years into the future, the campaign will be unofficially getting underway almost immediately. Therefore, many of the potential...

A Look Ahead to 2008 (Part II)
A Look Ahead to 2008 (Part II)   by Terry Mitchell Last week, I began my look ahead to the 2008 presidential campaign with the potential Republican candidates. Today, I will continue by taking a look at the potential Democratic candidates. Among them are New York Senator and former First Lady Hillary Clinton, former Vice President Al Gore, New Mexico Governor Bill Richardson, Indiana Senator Evan Bayh, Iowa Governor Tom Vilsack, former Vermont Governor Howard Dean, North Carolina Senator John...

A Peek Into the Near Future of Electronics Technology
A Peek Into the Near Future of Electronics Technology   by Terry Mitchell How long do you think DVDs have around? 20 years? 10 years? Actually, they have only been around for about seven years, but it seems like they have been around much longer. Many of us can hardly remember life before DVDs. That can be attributed to how rapidly we can become acclimated to some innovations in electronics technology. I believe there are other electronics technologies, either just getting ready to take off,...

A Workable Alternative to Term Limits
A Workable Alternative to Term Limits   by Terry Mitchell The end of another election once again brings into focus the problem of Washington politicians raising money and running for re-election as soon as they get into office. Many citizens and various government-accountability advocacy groups have done little more than complain from time to time. However, some of them, along with many members of the media, have been pushing for term limits as a solution. But is that really the solution we...

Avoid the Three Biggest Financial Pitfalls
Avoid the Three Biggest Financial Pitfalls   by Terry Mitchell For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit car interest, and short-term loans. Any and all of these can drain a person's or family's coffers of much needed funds. At best, they create opportunity costs, i.e., money spent on them could be better spent on sound investments like a home or stocks (both of which appreciate in value over the long term) or on college or...

Ben Franklin Didn't Quite Get it Right
Ben Franklin Didn't Quite Get it Right   by Terry Mitchell When Ben Franklin said "a penny saved is a penny earned", he didn't quite get it right. Actually, a penny saved is worth more than a penny earned. Do you find this statement shocking? I am about to prove to you that what I'm saying is true. Most people erroneously believe the best way to strengthen their financial health is to increase their income. On the contrary, saving money by cutting costs will get you there quicker. You see,...

Could a Roth IRA be Better Than a 401(k)?
Could a Roth IRA be Better Than a 401(k)?   by Terry MitchellVery few people whom I know are familiar with the benefits of the Roth IRA. It was named for the late Senator William Roth of Rhode Island, who proposed it. It is similar to a traditional IRA except contributions are never tax-deductible. Contributions to traditional IRAs are sometimes deductible or partially deductible, depending on your income and whether or not you have a retirement plan like a 401(k) at work. With Roth IRAs,...

Don't Trade Rights for Security
Don't Trade Rights for Security   by Terry Mitchell"Those who sacrifice essential liberty for temporary safety are not deserving of either liberty or safety." -- Ben Franklin, 1776 In the wake of 9/11 and subsequent terrorist attacks around the world, there is a real temptation to allow the government to take away some of our most precious rights in exchange for greater security. We must resist this temptation. In order to have a free society, there are certain prices that have to be paid. One...

Going Against the Conventional Investment Wisdom
Going Against the Conventional Investment Wisdom   by Terry MitchellFirst of all, I want to give everyone the disclaimer that I am not a registered financial advisor and I don’t play one on TV. Therefore, I cannot legally provide financial advice and I will not do so. This is for informational purposes only and I’m not recommending any of my personal investment strategies to anyone else. Now, with that being said, I will outline some techniques I use for my personal investment strategy,...

The Coming Television Revolution
The Coming Television Revolution   by Terry Mitchell The revolution is just getting started and will begin to make its mark this year. By 2010, it will begin to take off. By 2025, it will be the standard for all TV viewing. It's called Internet Protocol Television, or IPTV for short. IPTV works with a set-top box connected to any broadband interface and to a TV. It will allow users to choose among thousands (and eventually hundreds of thousands) of hours of programming, including movies,...

The NFL Needs a New Tie-Breaker
The NFL Needs a New Tie-Breaker   by Terry Mitchell After enduring that disgusting final weekend of the NFL season, I have come to the conclusion that a new tie-breaker is needed. How a team performs during the final weekend should be the first tie-breaker, with all the current tie-breakers falling in line after that. A team that won its final game would hold the first tie-breaker advantage against a team they're tied with that lost its final game. If they both lost, both won, or both tied...

Theology, Hollywood Style
Theology, Hollywood Style   by Terry Mitchell After years of watching TV shows and movies, I think I have finally gotten a grasp on Hollywood's theology and it's not a pretty picture (pun intended). It should come as no surprise to anyone that Hollywood's theology is vastly different from that of the average American. After all, Hollywood's morals and values are not representative of Middle America, so why should its theology be any different? Hollywood's theology is comprised of three basic...

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