•3 Things Your Business Credit Cards Must Have
If you own a business, at some point or another using business credit cards becomes a fact of life. Unfortunately, not all business owners put their business credit cards to work for them. Are you getting as much mileage as you can from yours? Here are three things to consider...
1. Perks? What Perks?
If I ask are whether or not you using your business credit card's perks and you say "what perks?" then we have a problem. It means that either your card doesn't offer any perks or you're not...
•Can You Finance Your New Business with a Business Credit Card?
? Almost once a week someone will ask me whether or not they can finance a new business with a business credit card. Each and every week I give them the same response. The question isn't only "can you" finance your new business with a business credit card. The question is also "should you?"
They Don't Just Pass Them Out
First things first... Ask yourself why you're thinking of financing your business with a business credit card. Is it because you can't get a business loan and you don't want...
•Do Capital One Secured Credit Cards Really Exist?
? How many of the credit-challenged masses would be happy to have Capital One secured credit cards in their wallets? Capital One is one of the best credit card companies out there, and there's something to be said for carrying the "what's in your wallet?" plastic in your pocket. But the Capital One name is for the credit elites only, right? Wrong!
Long Live Capital One
Capital One is not just for the credit elites of the world. The company actually offers credit cards to those with credit...
•Finding Credit Cards for People with Bad Credit
Unfortunately, credit cards for people with bad credit aren't always easy to come by. In fact, the scams seem to outweigh the legitimate credit card opportunities. Does that mean that credit-challenged individuals are destined to roam cardless for eternity? Absolutely not. You just need to follow some sound advice...
There's No Pie in the Sky
First and foremost, understand your limitations and realize there is no pie in the sky -- no matter what someone tries to tell you. If you have credit...
•Five Credit Card Rules to Live By
Whether you're a seasoned credit card pro or someone who's new to the world of plastic, there are five rules you'd do well to remember. After all, credit cards can make or break your credit rating. You don't want it to be the latter. With that in mind, here are five credit card rules to live by...
1. On Time Every Time
Think one late payment won't hurt? Think paying a day late can't harm your credit card situation? Think again. One late payment and your credit card company can hit you with...
•High School Student Credit Cards: Why Mom and Dad are So Freaked Out
High school credit cards -- they're a teenager's dream come true and a mom and dad's worst nightmare. Students beg for them, mom and run from them like they carry the plague. What has mom and pop so freaked out? If you want to have even half a hope of getting one of these coveted pieces of plastic, there are some things you need to know...
Better Do Your Homework
I'm not talking about that math assignment you turned in late last week. I'm talking about learning the ins and the outs of...
•How To Find Banks Who Offer Secured Credit Cards
Have you been looking for banks who offer secured credit cards? It's not always easy to find them. Some of the banks that offer these cards don't advertise the fact and many banks don't offer them at all. So are you just plum out of luck? Of course not. You can find secured credit cards. It's just a matter of following these tips...
Ask And You Shall Receive
First and foremost, you need to understand that some of the banks who offer secured credit cards don't exactly put out signs...
•Small Business Credit Cards: Debunking The Top 3 Myths
Think you know everything there is to know about small business credit cards? You may want to think again. Many people fall for the myths surrounding these useful financial tools. If you want to be on top of your game you need to know what's fact and what's not. That's why I'm debunking three of the most common myths people buy into.
1. You Don't Need Good Credit
If you think you can get a credit card under a business name even if you don't have good credit personally, you're sorely...
•Student Credit Cards: Teen's Dream Come True or Parent's Worst Nightmare?
? Ladies and gentlemen - tonight's tag-team match is for student credit cards. In one corner, we have Mr. and Mrs. Johnson. In the opposite end of the ring is eighteen-year-old Timmy Johnson and his big sister Alli. Who will prevail? Let the battle begin!
Oh God Help Us
The words "student credit cards" have stricken fear into the hearts of millions (of parents that is). Junior just learned to drive. Now he wants to carry plastic (and with today's gas prices, who can blame him?) Is it a good...
•The Best Student Credit Cards: 3 Things to Look For
Looking for the best student credit cards? You're not alone. Millions of students (and their parents) are looking for the perfect card to start their financial journey with. After all, the moment a student gets a credit card his or her credit history begins -- and a credit history is one history that can't be re-written. The wrong card can have long-lasting financial consequences. If you want to avoid that, you need to find the right card. Here are three things to look for when trying to find...
•The Good and the Bad About Credit Card Offers
Not all credit card offers are created equal. Some are simple and straightforward, some are a bit misleading and some are outright scams. What should you look for when entertaining the offers that hit your mailbox? Here are some things to consider...
1. What's the "Real" Interest Rate?
Wow, 0% is a great offer, isn't it? Maybe, maybe not. No credit card is going to offer you a 0% interest rate for the life of the card. They're in this business to make money and if they're not charging you...
•The Real Truth About Bad Credit Cards
Listen, you've got bad credit -- it doesn't necessarily mean you have the plague and that you're forever destined to apply for bad credit cards. Of course, it could mean exactly that if you don't take the appropriate steps right away. Here are a few things to keep in mind.
Bad Credit Cards Are The Means To An End
Okay, you've messed up your credit. Don't expect to get a platinum card with a great interest rate. You need to hit the bad credit cards first - the ones with the annual fees and...
•Three Secrets For Getting the Best Credit Card Rates
Want to know how to get the best credit card rates ever? No, it's not a pie-in-the-sky promise. It's a fact. I'm going to tell you exactly how to get those credit card rates down. It's not about having perfect credit (although that helps) and it's not about mind control over credit card company representatives. It's actually much simpler than that. Intrigued? Here we go...
Say Please
Just ask your credit card company for better rates and say please. Seriously, it's easier than you think....
•Three Steps to Finding the Best Cash Back Credit Cards
Do you know where and how to find the best cash back credit cards? I do. Millions don't. Why? Because they don't know three steps that would lead them to the best credit cards on the market. Think I'm gonna keep these secrets to myself? Think again. Everyone deserves the best credit card possible. Here are three steps to finding the holy grail of cash back credit card deals...
1. You Want To Charge Me What?
Five percent cash back?! Wow! What a deal, right? Maybe not. Especially not if you're...
•Where Should You Go For The Best Deal On Credit Cards?
? Everyone wants to find the best deal on credit cards. It doesn't matter if you're a star credit pupil or a bad credit reject, you want the best card with the best perks at the best rate. But where can you go to find the cards that dreams are made of? How do you dig through the huge haystack to find the few precious needles that remain? Here are a few tips to help point you in the right direction.
The Internet
The Internet has truly become a credit card mecca. From those with perfect credit...
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