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•Reduce to the Ridiculous
A life insurance agent sits across the dining room table from a couple. The couple is middle class with two children ages 2 and 10. After conferring with the couple for 45 minutes the agent has designed a plan to protect the family against death of either the mother or father or both. The agent slides the proposal across the table to the parents. The parents glance at the proposal and see that the plan will cost them $50.00 a month. The couple hesitates then glances at each other. The...

•The Short Term Medical Plan Article #1 of Series Health Plan Options
Health insurance today is a mess. We need it but can we afford it? We have our car insured, why not the family? “I hope nothing happens to me so I won’t need to go to the hospital.” These are all notions we have as concerned people and parents. Healthcare is on the rise as well as premiums. COBRA is expensive but if you have health conditions it is necessary. Are you a little overweight or smoke? All of these are factors for getting or not getting health insurance. What can you do in the...

•Which do you prefer, Dental Insurance or Discount Dental Plans (Fee for Service)?
Dental health, as well as correcting dental problems, is essential to overall health. Many Americans are finding themselves without effective dental coverage to treat and maintain their dental needs. This is due in part to businesses increasingly cutting-back or offering inferior dental coverage for prices many can’t afford. So what are people to do? As a result, people have started looking for alternatives for their dental coverage needs especially online. The absolute question people are...

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