8 Tips To Save On Child Care Costs
8 Tips To Save On Child Care Costs by Jeffrey StrainChild care costs are are one of the most expensive costs associated with going back to work. Finding ways to cut down on child care costs without sacrificing quality child care is a top priority for all working parents. Here are a few ideas that can help trim your child care costs without sacrificing child care quality:See if your employer has a child care flexible spending account. This is a special account that the Internal Revenue...
Donating Money Without Spending A Cent
Donating Money Without Spending A Cent by Jeffrey Strain~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Publishing Guidelines: This article may be freely distributed so long as the copyright, author's information and an active link (where possible) are included. A complimentary copy of any newsletter or a link to the website where the article is posted would be greatly appreciated.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Donating Money Without Spending A Cent By Jeffrey StrainEven if you don't have a...
Donating To Earthquake & Tsunami Victims
Donating To Earthquake & Tsunami Victims by Jeffrey Strain~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Publishing Guidelines: This article may be freely distributed so long as an active link (where possible) is included. A complimentary copy of any newsletter or a link to the site where the article is posted would be greatly appreciated.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Donating To Earthquake & Tsunami VictimsSometimes events take place in the world that transcend borders, nationalities and...
Driving To Savings: Car Tips To Save You Money
Driving To Savings: Car Tips To Save You Money
by: Jeffrey Strain
Although the most interesting method to save on car operating costs came from my chemistry teacher in high school (Buy your gasoline in the early morning or at night when it is cold outside. Gas becomes denser in cooler temperatures. Since gas pumps only measure the volume of fuel - not the density - you'll get better overall gas mileage for your money by purchasing fuel when it's cool outside rather than in the heat of the...
Free Credit Reports From The Government
Free Credit Reports From The Government
by: Jeffrey Strain
The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) where US residents can obtain free copies of their credit reports from the three major credit report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair and Accurate Credit Transactions Act enacted last December. The site was set up in an effort to help fight the increasing threat of identity theft. The credit...
How To Reduce Banking Fees
How To Reduce Banking Fees
by: Jeffrey Strain
Nobody likes to pay banking fees, but if you aren't active in trying to reduce them, you are probably paying more in fees than you need to be. One of the most important actions to take in order to reduce the banking fees is to figure out exactly how you use your bank. Consider what your average balance will be and how low the balance may dip. Also consider the type of transactions you make and what types of services you need. Once you have a...
How To Save Money On Groceries
How To Save Money On Groceries
by: Jeffrey Strain
Unlike a fixed monthly cost such as your mortgage or car payment, the amount you spend on groceries each month is somewhat flexible. While the common advice of clipping coupons and buying generic brands to save money while shopping is sound, by far the best way to truly keep your grocery shopping expenses under control is by understanding how grocery stores entice you to spend more than you really want. By fully understanding the ways...
Inexpensive Christmas Stocking Stuffer Ideas For Kids
Inexpensive Christmas Stocking Stuffer Ideas For Kids
by: Jeffrey Strain
After all the gifts have been purchased and placed under the tree, that is the time that many remember in a panic that the stockings over the fireplace still need to be stuffed. Holiday budgets have most likely been spent and there isn't a whole lot of extra money available. Even with a limited budget, there are a number of quality stocking stuffer ideas that are both practical and will bring a smile to to faces of the...
Inexpensive Dating Ideas
Inexpensive Dating Ideas
by: Jeffrey Strain
Dating and saving money. For many, the two concepts don't equate. There's an automatic reaction for most when suggesting the two together that the person paying is trying to be "cheap" and the resulting date will naturally have the same feel. Contrary to popular belief, however, dating doesn't have to be expensive to be fun, entertaining and memorable. It doesn't even have to take a whole lot of extra preparation time. What it does take is a...
Say "I Love You" For Valentine's Day
Say "I Love You" For Valentine's Day by Jeffrey Strain~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Publishing Guidelines: This article may be freely distributed so long as the copyright, author's information and an active link (where possible) are included. A complimentary copy of any newsletter or a link to the site where the article is posted would be greatly appreciated.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Say "I Love You" For Valentine's DayBy Jeffrey StrainWith Valentine's Day just around...
The Difference Between Wants & Needs
The Difference Between Wants & Needs
by: Jeffrey Strain
So you want to become wealthy? While there is no single road to getting there, it's a sure bet that one principle is in place for those who keep their wealth over a lifetime. Live beneath your means. Spend less than you make. Don't spend more than you can afford. It doesn't come any simpler than this. If you want to create wealth, you have to learn to do this. It doesn't matter if you make $10,000 a year or $1 million, if you don't...
Turning Your Trash Into Cash
Turning Your Trash Into Cash
by: Jeffrey Strain
Junk. We all have some of it lying around the house. Whether it's boxed items cluttering the attic or everyday items that just don't fit with the room's decorating theme anymore, many of us have more than we need. At some point it all gets to be too much and in a fit of energy we decide that our place needs to be cleaned. Then the junk gets moved, typically to the nearest trash can. But wait. Before you throw out all that stuff, it pays to...
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