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Summertime Before Allergies
Outside of Syracuse in a small city, the issue of allergies did not exist. One nice thing about having long winters was that you did not have to cut the yard. God has a sense of humor as the substitution was shoveling snow. Normally, if the snowfall was heavy, we received a snow day. That was a good trade off for shoveling snow. Our lawn mowing ritual was before the self-propelled mower. After a short period, I stopped cutting up and down the hill. I started to mow sideways. That was fine...

How Come My Car Insurance Rates Keep Going Up
Every year without notice, it seems that my car insurance keeps going up. This year I went up $50 over an incident of fixing a dent that occurred driving through some hard snow from Reno to Sacramento. Everything new that comes on affects your insurance for three years. You normally find this out when you see an increase. One year, I went from $115 per month to $300 a month. I made a rolling right turn on a red light as I was in the clear. The law was that I needed to come to a complete stop...

Should I Buy Term Insurance And Invest The Rest
When I was in my early Army days, I bought a few term policies that would be in effect until I was 52. Of course, that is with the hope that I would be retired by the time I was 52. I am 51 now. I will not be retired by 52 unless something incredible should happen. At twenty one, the guidance I was given was to buy term and invest the rest. There are some advantages and disadvantages to this practice. At 21, If I am working full time, this is a plus. This sample is based on me having $200 of...

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