•A Methodical Approach to PCI Compliance
The PCI DSS, or Payment Card Industry Data Security Standard, is a set of standardized requirements that merchants who store, transmit, or process sensitive information must adhere to. These requirements can be complex and time consuming, but if you take a more methodical approach to PCI compliance, some of those mandated procedures might not be so bad.
The fist step is to analyze your priorities. How important is PCI compliance to you? But before you answer that question, you need to...
•Credit Card Data Encryption: Getting Started
Credit card data encryption is one of the basics of PCI DSS compliance. In recent years more and more attention has been directed at the need for increased data security. The general gist of the PCI DSS seems to indicate that merchants should only keep the bare minimum of data on their system In other words, only the information specifically required for business, legal, or other such needs should be kept on an internal system. And all that information must be encrypted.
And yet studies...
•How To Improve Data Security And Storage
Personal information is one of the most sought after, most liquid commodities in this digital age. As consumers become more and more aware of the dangers of digital transactions the importance of data security and storage will become more and more pronounced.
Perhaps the biggest problem to face merchants right now is not that they are ignoring security measures. In fact, many of the merchants who have suffered some kind of security breach had spent huge amounts of time and resources on...
•Information Security And Secure Business Practices
The PCI DSS stresses the importance of information security in the modern age of high-speed transactions and technologically advanced criminals. If someone were to appropriate a customer's sensitive information illegally, they could do serious harm to that customer – and in the end, damage to your business as well.
Information security is a key component of many requirements of the PCI DSS. Customers now expect a certain level of security before they will trust you with their information....
•Information Security As Defined By The PCI DSS
Personal Information is an extremely valuable commodity in today's digital environment. And as consumers become more guarded about using credit cards or anything else that imparts personal data, information security becomes an issue of paramount importance.
The Payment Card Industry realized that in order to create a sense of safe transactions they would need to institute some kind of standardized measures to ensure information security. The companies that made up the Payment Card Industry...
•Is Remote Storage Of Credit Card Data A Valid Option?
The PCI DSS requires that anyone who stores, processes, or transmits sensitive credit card information must do everything they can to protect that information. This can be accomplished in-house, or the payment processing can be outsourced to another company. Which begs the question: Is remote storage of credit card data a valid option? How does it compare to storing data yourself?
The PCI DSS is made up of 12 requirements which can be broken down into more than 200 individual security...
•Outsourced Payment Processing As PCI Solution
Due to the complex requirements of the Payment Card Industry Data Security Standard (PCI DSS) many companies have postponed implementation of proper security measures around their customers' sensitive information. Criminals are always looking for new targets to attack, so merchants need to have adequate security. But what they are looking for is a simpler, more cost effective solution.
Outsourced Payment Processing is one of the best ways to accomplish a number of the PCI requirements...
•PCI Compliance - A Valuable Investment
PCI compliance is mandated for all merchants who store, process, or transmit sensitive payment card data. The PCI DSS is a set of twelve specific requirements that these merchants must adhere to. These standards are not necessarily easy to achieve, but that doesn't make them any less valuable to your future business success.
So what are the costs of becoming PCI compliant? The up-front cash requirements can, unfortunately, be rather daunting, depending on how far you have to go before you...
•PCI Compliance Creates Consumer Confidence
Have you heard the recent stories about security breaches and thousands, if not millions, of credit card numbers that are being stolen all the time by hackers? Chances are, so have your customers.
The Payment Card Industry Data Security Standard (PCI DSS) was created to help defer some of the negative impressions that were developing around the use of credit and debit cards in consumer transactions.
Merchants who store, process, or transmit sensitive payment card details are required to...
•PCI Compliance For Greater Online Success
PCI compliance applies to any merchant that stores, processes, or transmits sensitive, personal information. This can mean brick and mortar companies that electronically transmit credit card information, and online environments where sensitive data must be manually entered.
As more and more commerce turns to the Internet as a means to reach new customers and provide the convenience and shopping experience they are looking for, more and more criminals follow right along with them.
Using...
•PCI Compliance Makes Good Business Sense
Credit card fraud is one of the most common forms of identity theft going on today. Billions of dollars are lost every year due to this problem, and those billions are coming out of everyone's (merchants and consumers) pockets. Something needed to be done to help guard sensitive information and maintain the integrity of the system.
The PCI DSS was introduced by the five major credit card companies to stem the growing tide of credit card fraud. PCI compliance is required for any merchant...
•PCI DSS For The Greater Good
The TJX incident has become well known throughout the e-commerce community as one of the biggest security breaches in recent years. Starting back in 2005, hackers spent nearly 18 month taking advantage of some insufficient security measures and stole nearly 100 million credit card numbers. The PCI DSS was designed to help prevent security breaches like this, but there is a much larger scope to it, as well.
When TJX was breached and all those credit card numbers were stolen, a few major...
•PCI DSS Guidance
The PCI DSS applies to any merchant who collects, stores, or transmits credit card information. This is a series of 12 requirements created by the five major credit card companies to ensure a certain level of standardized security measures.
The PCI DSS allows a certain amount of sensitive information storage on your site, but generally encourages merchants to keep such data storage to a minimum. There is also information that you are forbidden to store at all. But for everything that you...
•Planning For The Payment Card Industry Data Security Standard
The Payment Card Industry Data Security Standard (PCI DSS) was created to help guide companies toward higher standards of security to protect sensitive cardholder data. Any company that accepts, stores, processes, or transmits sensitive credit card information is required to be PCI compliant or risk a range of stiff fines and penalties – including the loss of the ability to accept credit cards at all.
Planning ahead, then, and preparing your company for the necessary changes required by the...
•Protecting Cardholder Data-The Third Step In PCI Compliance
More and more consumers are becoming weary of giving out their personal information. And justifiably so. The lessons people learned from letting scammers get a hold of their data were quick and painful. But recently consumers have started questioning the safety of using credit cards even with long established merchants.
A lot of this hesitations stems from the recent stories about serious security breaches at large, national companies. If these companies aren't safe, a consumer might...
•Requirements Of PCI DSS Compliance
Gaining the trust of your customers can be one of the best things you can ever do for your business. The reason here is based on the current state of paranoia and hesitation around using credit cards or making any other transactions that involve the use of personal information.
PCI DSS compliance is required of any merchant that stores, processes, or transmits sensitive information. The Payment Card Industry saw what was happening with this shift in consumer mood and knew that it had to...
•Search Engine Marketing Minus Search Engines Equals Social Marketing
Does a new online business have to incorporate search engine optimization strategies to be successful? Is Google the only environment that everyone has to be involved in before they can find any sort of business success?
If that is so, then it is a very volatile and dangerous business environment to be involved with. Your success and failure could depend on the algorithmic whims of a very large and complex company and their search engine.
If you take the time to think about that, it can...
•Self Assessing Your PCI Compliance
PCI compliance is one of the most important aspects in gaining consumer confidence, and a requirement developed by the major credit card companies to help ensure safety. As commerce in today's fast-paced business environment continues to rely more and more on electronic transactions, whether online or off, reliable security is going to receive even greater importance.
Any merchant that processes, stores, or transmits sensitive credit card information is required to reach PCI compliance....
•Taking PCI DSS Compliance Seriously
For years now the credit card companies have been stressing the need for PCI DSS compliance – a set of regulations meant to ensure a high level of security for sensitive credit card information. Nevertheless, many companies have put off implementing the proper security procedures.
Why, then, do merchants procrastinate these things? On further study of the PCI DSS (Payment Card Industry Data Security Standard) we can see that it doesn't actually require anything so inconceivable that it...
•The Importance Of Information Security
We've all heard it over and over again: protect your personal information because identity theft is one of the most pervasive crimes in the current online and digital environment. A criminal can do a lot with your personal information, which includes destroying your credit history and your credibility.
Is it any wonder, then, that consumers are becoming more and more weary about giving out their sensitive information?
But, I hear you saying, surely the big companies can be trusted....
•The Necessity Of Credit Card Data Encryption
The Payment Card Industry Data Security Standard (PCI DSS) mandates that anyone who stores, processes, or transmits sensitive credit card data must be PCI compliant. In other words, they must conform to a set of standardized security measures.
Credit card data encryption is one of the most essential parts of reaching PCI compliance. Unfortunately, it can also be one of the more difficult procedures to implement since many companies don't understand exactly what credit card data encryption...
•The PCI Compliant Business
What is a PCI compliant business? In today's fast paced, digital environment, a company needs to keep up with current security measures or risk a wide range of problems. PCI compliance is a mandated standard that guides companies toward implementing sufficiently strong security measures.
However, becoming PCI compliant is more than just a nice suggestion. The Payment Card Industry saw what was happening in the e-commerce community, and knew that if large companies (or any companies for...
•Using Credit Card Tokenization
As the necessity for reliable and powerful security increases and the standards and requirements set out by the Payment Card Industry evolve to meet that need, the necessity for cutting edge solutions will also increase. As criminals develop new ways to attack a system, new ways to guard sensitive information also need to be developed.
Credit card tokenization is a creative solution based on the idea that people can't steel it if you don't actually have it.
Conventional security is...
•Why Outsourced Payment Processing?
Payment processing for online businesses in-house can be complex and trying even in the best of times. And as your company grows, things can only get worse. For this reason, outsourcing has become a popular option in recent years. But the question that begs to be asked is: is it worth it?
Consider the current state of online commerce. Digital information constantly crosses the Internet, delivering knowledge, services, and personal information to those that need it. Then again, there are...
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